{"id":33498,"date":"2015-11-11T05:23:20","date_gmt":"2015-11-10T18:23:20","guid":{"rendered":"https:\/\/content.easyweddings.com\/au\/articles\/wedding-insurance-need\/"},"modified":"2024-01-30T11:11:45","modified_gmt":"2024-01-30T00:11:45","slug":"wedding-insurance-need","status":"publish","type":"au-article","link":"https:\/\/www.easyweddings.com.au\/articles\/wedding-insurance-need\/","title":{"rendered":"Wedding insurance: what is it and do I need it?"},"content":{"rendered":"
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Weddings are a wonderful exercise in whimsy and romance, as creativity and vision come to the fore to deliver your dream day. But in amidst the emotion of this grandest of celebrations, there\u2019s an important practical consideration \u2013 and that\u2019s money.<\/p>\n
A typical wedding in Australia these days costs an average of $36,200 and, realistically, in any other part of your life, you wouldn\u2019t likely dive into an investment of that\u00a0magnitude without covering your back, so it makes sense that more and more people are doing just that with wedding insurance.<\/a><\/p>\n So what is wedding insurance?<\/p>\n As the name suggests, wedding insurance looks to protect any money you invest in a wedding that doesn\u2019t go according to plan because there are unexpected hiccups or you need to cancel or reschedule. We\u2019re talking everything from vendor troubles and marquee hire to furniture rental, personal liabilities or family tragedy.<\/p>\n Here are some examples of the kind of situation that can arise.<\/p>\n In all of these situations, wedding insurance<\/a>\u00a0could cover the extra costs, meaning you\u2019ll be reimbursed depending on what your particular wedding insurance plan covers.<\/p>\n So, when do you need to take out wedding insurance? The best advice would be to do it as soon as you\u2019ve picked your date, to ensure you\u2019re covered from the get go. But specifically, policies can normally be taken out anywhere from 18 months to 30 days in advance.<\/p>\n <\/p>\n Here are some of the things that are typically covered by most wedding insurance<\/a>\u00a0policies but, obviously, that varies depending on the vendor:<\/p>\n On top of these you\u2019ll also be covered in situations where, for example, the bride or groom gets sick or severe weather impacts the day.<\/p>\n Also note that policies can be taken for civil partnership or commitment ceremonies for same-sex couples.<\/p>\n\n
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